Loan Payoff Calculator
Estimate the remaining payments on a fixed-rate loan.
Changes the unit only, not the amount. No currency conversion.
Loan payoff
Debt-free date
Your payoff date will appear here.
Estimates only. Actual lender results may differ. Methodology
How this works
We add monthly interest, then subtract your payment. Extra payments reduce the balance sooner.
Methodology →About this calculation
Use the remaining principal and the part of your payment that covers principal and interest. Leave out insurance and taxes. Ask your lender about prepayment fees and how extra payments are applied.