Debt Payoff Calculator
See when your balance reaches zero and how much interest you’ll pay.
Changes the unit only, not the amount. No currency conversion.
Payoff
Debt-free date
Your payoff date will appear here.
Estimates only. Actual lender results may differ. Methodology
How this works
We add monthly interest, then subtract your payment. Extra payments reduce the balance sooner.
Methodology →About this calculation
This tool follows one balance at a fixed annual rate. Use a regular monthly payment; save separate plans for debts with different rates.